Pensacola Habitat’s Program Evolution
As we reflect on our 35 years of service, Pensacola Habitat for Humanity has changed significantly in the way we have served our community. Starting in the 1980’s and for the first 20 to 25 years, our goal was to help move the low and very-low income in our community out of inadequate housing. Our purpose was to replace substandard, poverty housing with a safe, adequate place for families and individuals looking for stability. During our first 20 years, we housed about 250 families; we doubled that by year 25.
As our program has progressed since that time, we are now reaching out to families from a broad income range, including families from the middle of the area workforce. In the process, we noticed that certain tenets of our program needed to be tweaked to help us find the best candidates for our home-buying opportunities. Even as recently as the last year, we have made changes in our requirements in order to match our home ownership opportunity with the applicants that have a strong chance of success. For example, our program works especially well for hard-working wage earners that are struggling to find housing within their means but close to work. Thus, our applicants can now choose their location, house plan and interior and exterior amenities, based on their personal income and affordability. Our goal is to offer our applicants a home that meets their needs in the location they want to live—even more, we want them to love their home.
Another change is requiring a slightly higher down payment. With the quality and somewhat customized design options, we need to be sure our candidates are thoughtful and committed to progressing through our program—and at a maximum of $2,000, it is still a much lower down payment than a conventional loan.
Our goal is to partner through the home-buying process and help you become a well-informed, successful homeowner. If you’re looking for an opportunity to invest in your future by initiating your home-buying journey, give us a call. We take pride in the success of our home buyers, and we look forward to assisting you in achieving homeownership.