Our homeowners are just that: homeowners. We help our homeowners break down the barriers to homeownership and familiarize them with the home buying process. Just like all homeowners, they put in their own money toward a down payment and closing costs. They pay a mortgage and maintain all the responsibilities that come with their first home, including paying their insurance and taxes.
Furthermore, they attend homeowner readiness courses that empower and help them learn the skills necessary for successful homeownership such as home maintenance, budgeting, and repair.
Our homeowners go further by investing their "sweat equity" into physically building their own homes—and contributing toward the construction of others'.
We believe better-prepared homeowners create better citizens and more engaged neighbors. Pensacola Habitat for Humanity's programs are how we're building up communities, one homeowner at a time.