HUD Certified Housing Counseling
Who Qualifies for Counseling?
HUD Housing Counseling services are available to anyone who needs assistance managing their individual or family finances, balancing income and expenses, budgeting, managing debt, improving credit history, saving for future goals, and preparing to purchase a home.
This program is not associated with our Homebuyer Program. If you are interested in learning more or applying for our Homebuyer Program, click here.
What do I get out of financial counseling?
As a Pensacola Habitat Housing Counseling client, you will work closely with a dedicated, professionally trained HUD Certified Housing Counselor. You will learn sound financial habits and strategies such as:
Create a sustainable and balanced household budget
Create a credit improvement plan
Create a debt repayment plan
How much do our services cost?
Pre-Purchase/First Time Homebuyer Counseling $100
Pre-Purchase Housing Educational Workshop $50
Financial Management, Budget, and Credit Counseling $100
Financial Management, Budget, and Credit Workshop $50
Non-Delinquent Post Purchase Counseling $100
Non-Delinquent Post Purchase Workshop $50
Mortgage Delinquency and Default Resolution Counseling $0
If you are concerned about being able to afford services, please contact one of our HUD Certified Housing Counselors.
Call 850-434-5456 or email info@pensacolahabitat.org.
How do one-on-one counseling services work?
Our housing and financial counseling services are available both in person or virtually. To schedule an appointment complete our “Contact a Housing Counselor” form below. One of our HUD Certified Housing Counselors will contact you within 24 business hours to review your financial goals, how we can help, and to schedule your appointment.
Interested in our HUD Certified Housing Counseling Services?
Complete the form below and one of our HUD Certified Housing Counselors will contact you within 24 business hours.
Group Education Classes
Sign up for our HUD-approved 8 Hour Pre-Purchase Homebuyer Course to get all the education you need about the homebuying process! This course is open to anyone looking to buy a home, and will cover topics like selecting the right insurance, establishing and maintaining good credit, what to expect during the homebuying process, the closing process and more!
This program is not associated with our Homebuyer Program. If you are interested in learning more or applying for our Homebuyer Program, click here.